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Monthly credits

How monthly credits work, how many each plan includes, and when they reset.

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Monthly credits power Quant, our coding agent, and the Strategy Screener. Every plan includes a monthly allowance in one shared balance, and it resets on the first of every month.

PlanMonthly credits
Free500
Essential2,000
Premium5,000
Ultimate25,000
AI Ultra100,000

How they work

  • One balance. Quant and the Strategy Screener draw from the same monthly credits.
  • Reset on the first. On the first of each month (UTC), your balance is set back to your plan's allowance. Unused monthly credits don't carry over.
  • Usage follows the request. Generating and editing scripts uses credits. Bigger requests and longer conversations use more, because the whole conversation is context for every new message, so start a new chat when you move to an unrelated script.
  • Plan changes. When you subscribe or your plan changes, your monthly credits are set to the new plan's allowance. When a paid plan ends, they drop to the Free allowance.
  • No cash value. Credits can't be transferred or exchanged for cash.

Your remaining monthly credits and any purchased credits are shown on the Plan & Credits page of your account (app.luxalgo.com/account/plan).

Not charged and paused replies

A line under a Quant reply tells you when it wasn't charged or why it stopped:

  • Not charged: Quant hit an error before answering. The message cost nothing.
  • Paused to check in. Continue to keep going. On a long task, Quant stops to check in. Its work so far is kept. Click Continue to pick up where it stopped.
  • Paused: out of credits. Your work so far is saved. Your balance ran out mid-task, so Quant stopped before the next step. On a paid plan, Top up next to it opens the credit packs.

Credit packs

With an active paid plan, you can buy one-time credit packs on the Plan & Credits page. Purchased credits are used after your monthly credits and stay available until used. Credit packs aren't covered by the money-back guarantee; see Refunds.

Credits earned through referrals follow the program rules shown on that page.

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