Monthly credits
How monthly credits work, how many each plan includes, and when they reset.
Monthly credits power Quant, our coding agent, and the Backtesting Assistant. Every plan includes a monthly allowance in one shared balance, and it resets on the first of every month.
| Plan | Monthly credits |
|---|---|
| Free | 500 |
| Premium | 5,000 |
| Ultimate | 25,000 |
| AI Ultra | 100,000 |
How they work
- One balance. Quant and the Backtesting Assistant draw from the same monthly credits.
- Reset on the first. On the first of each month (UTC), your balance is set back to your plan's allowance. Unused monthly credits don't carry over.
- Usage follows the request. Generating and editing scripts uses credits. Bigger requests and longer conversations use more, because the whole conversation is context for every new message, so start a new chat when you move to an unrelated script.
- Plan changes. When you subscribe or your plan changes, your monthly credits are set to the new plan's allowance. When a paid plan ends, they drop to the Free allowance.
- No cash value. Credits can't be transferred or exchanged for cash.
Your remaining monthly credits and any purchased credits are shown on the Plan & Credits page of your account (app.luxalgo.com/account/plan).
Credit packs
With an active paid plan, you can buy one-time credit packs on the Plan & Credits page. Purchased credits are used after your monthly credits and stay available until used. Credit packs aren't covered by the money-back guarantee; see Refunds.
Credits earned through referrals follow the program rules shown on that page.